Success stories
To protect the privacy of our clients, all names have been changed.
Overcoming Financial strain
Glen and Robin were under enormous strain paying off multiple credit cards which had been used when Robin fell ill, and Glen was out of work for 6 months. They tried to get back on track but were unable to, due to Robin’s continuing medical bills. Glen and Robin were making the minimum monthly repayments on each credit card which was great news as it helped them maintain clean credit history with no defaults. We set a plan in place for Glen and Robin by establishing a new home loan where we were able to tidy up their credit cards and clear Robin’s medical bills. By creating this customised solution for Glen and Robin, they ended up with $730.00 more in their pocket at the end of each month, which was a big win for them!
A customised solution clears debts, medical bills, and puts $730 more in Glen and Robin's pocket monthly.
Sarah and Belinda wanted a lower rate on their home loan, consolidate 2 credit cards and obtain some equity (cash out) to replace the carpet in the family home and install a split system air-conditioner. We were able to help them obtain a lower interest rate with a new lender, payout and close the 2 credit cards and release an extra $15,000.00 for the installation of carpet and air-conditioner. Not only were they happy with the service we provided, but the new loan repayments were $90.00 a month lower than what they were previously paying.
John and Amanda had contacted their existing lender to seek a better rate but were advised the interest rate they were on was the best they could offer. The Time to Refinance team were able to act on their behalf with their existing lender to achieve a better rate reduction for them. However, from further discussions with John and Amanda, it appeared that we were able to achieve further savings for them from another lender. We presented 3 other offers from various lenders, and they ended up saving an additional $267.00 per month by refinancing their home loan.
Financial resilience restored
Matt and Claire overcome overwhelming debt, consolidate arrears, overall achieving one simple home loan repayment.
Matt and Claire were very upset and worried by the state of their current financial affairs and thought that no-one could help them get their affairs back in order. Matt and Claire were able to provide a very reasonable explanation behind why the home loan, 5 credit cards and 2 personal loans were in arrears. There was also a tax debt outstanding for $54,000.00. We were able to provide them a solution to help them consolidate all the debts in to 1 simple home loan repayment. They honestly thought they were trapped and had no avenues to explore.
Financial transformation
Secured a reduced home loan rate, consolidated debts, unlocked $15k in equity, all while achieving monthly savings of $90!
Unlocking savings
Lower rate secured surpassing initial lender's offer and saving John and Amanda an extra $267 monthly